it’s a tough call for one account. i would say you could go ahead and set it up and see if you like it under the assumption that in the future you will be adding more accounts (credit card, savings, and checking are the big three everyone should have with investment coming after) and then it’ll be ready to go once you do so. with that said, once you set it up you probably don’t need to check it more than once a month unless you’re finding that useful.

so is this mint thing worth it if I only really spend out of one account? Do you think it’d still be helpful?